In case you are unable to work due to an accident or illness, disability insurance replaces your income. Although some forms of insurance of disability are enjoyed by many employees from the employer or government; but these might be inadequate to cover all of your needs.
This statistic is startling: 7 in 10 employed Americans would feel the financial pinch in a month or less without their paycheck. And when you dig a bit deeper, you find that 1 in 4 working Americans would feel the pinch immediately. These are just some of the findings from the survey Life Happens conducted [...]